Treatment Costs & Insurance

Unfortunately, fertility treatments like intrauterine insemination (IUI) and in vitro fertilization (IVF) aren’t typically covered by insurance companies. However, there is good news:

Some aspects of your infertility treatment are covered­—like fertility testing and surgical procedures necessary for improving fertility, such as uterine fibroid removal.

We accept the following commercial insurance:

  • Aetna
  • Anthem (Blue Cross Blue Shield)
  • Aultcare
  • Cigna
  • Medical Mutual
  • Mutual Health Services
  • OSU Trustmark
  • Progyny
  • SummaCare
  • SummaCare for Employees
  • UMR
  • United Healthcare
  • WinFertility

As you establish care at our practice, our insurance verification team checks your individual coverage and tailors your pricing to fit your employer plan.We welcome self-pay patients.

If you don’t see your insurance company here, you may still be covered. Plans can and do change so we encourage you to contact us for more information on your specific options today.

Navigating Insurance Coverage and Fertility Treatment

Navigating the intricacies of insurance coverage in the context of fertility treatment can be challenging. Gaining a comprehensive understanding of your insurance plan is crucial, as it empowers you throughout your journey and simplifies each step of the process. We strongly advise contacting your insurance provider directly to obtain detailed information about your specific coverage. Below are some tips and recommendations for navigating insurance coverage and fertility treatment.

Review Your Insurance Benefits

  • Upon enrollment, you should have received a packet detailing your insurance benefits. If not, you can request this information.  
  • It’s important to examine your infertility coverage prior to starting any treatments.

Reach Out to Your Insurance Provider for Important Details

Before embarking on your treatment journey, we recommend you reach out to your insurance provider and cover some important information.

Consider asking these questions to start:

  • What coverage is provided for diagnostic tests and procedures?
  • What are the copayment requirements?
  • In which situations or for which appointments will copayments be needed?
  • Is there a deductible, and if so, what is it?
  • If I am responsible for a portion of the costs, what percentage will that be?
  • Are my medications included in the coverage?
  • Do I need prior authorization before commencing treatment?

Always request that the information provided about your policy be sent to you in writing. Additionally, make sure to take detailed notes during your conversation.

If you're looking for financial support for costs not covered by insurance, RGI offers additional options including financing,grants, and discount programs.